NYLI PineStone International Equity Fund Class A (FCIRX)

The primary goal of this fund is to achieve long-term growth in capital. To reach this objective, its investment adviser builds a portfolio predominantly consisting of international stocks. Typically, under ordinary market conditions, the fund allocates a minimum of 80% of its total assets (which includes any funds borrowed for investment) to shares issued by companies based in at least three different countries outside of the United States, with exposure potentially extending to developing economies.