T. Rowe Price Spectrum International Equity Fund (PSILX)

Typically, the fund commits a substantial portion—at least 80%—of its net assets (which may include borrowed capital) to equity securities. It achieves this by broadly diversifying its holdings across a selection of T. Rowe Price mutual funds, each focused on distinct international market segments. These underlying holdings primarily consist of equity funds targeting both developed and emerging economies, with the occasional inclusion of a money market fund when deemed appropriate. The overarching objective is to maintain extensive exposure across various global markets. This strategy aims to mitigate the adverse effects of market downturns while simultaneously capitalizing on robust performance within specific segments over the long term.