American Funds 2055 Trgt Date Retire R6 (RFKTX)

As this fund approaches and surpasses its designated target date, it progressively shifts its asset allocation, increasing its holdings in more conservative categories such as fixed income, income-focused equities, and balanced portfolios. To achieve its investment objectives, the advisor strategically allocates capital across a diverse selection of underlying American Funds, adjusting their weightings and combinations. These underlying funds represent a broad spectrum of investment styles, including those focused on growth, a blend of growth and income, equity-income, balanced strategies, and fixed-income securities. Each of these categories is characterized by distinct investment goals and methodologies.